The Talent
Behind the Tech

We’re on a mission to revolutionise cross-border settlement, and that starts with a remarkable team and workplace culture.

Behind the scenes, you’ll find a fast-paced, hardworking and flat structured environment that encourages collaboration to challenge the status quo of how cross-border settlements are done today.

Our People & Culture

We’ve assembled a team of pioneering industry experts. From engineering to business development, customer success and everything in between; it’s one team, working together to change the way cross-border settlement is done.

Our Executive Team

Marcus Treacher
Executive Chairman
Marcus is the Executive Chair of He has over 38 years’ experience driving innovation in the transaction banking and payments industries worldwide. Marcus has held executive leadership positions at HSBC, Citigroup and Ripple, where he specialised in developing new business propositions, leveraging technology and new commercial models in the digital banking space. Marcus works with start-ups, fintechs and industry groups to help create the payments landscape that will power our future digitised world.
Jarrad Hubble
Jarrad is a sales leader with extensive experience in the global growth of digital businesses, across both Tier 1 banks and fast-growing fintech brands. His experience extends beyond sales to include leadership roles in product and general management. Jarrad has a reputation built on customer centric strategy and the ability to scale digital propositions to maximise shareholder value, having successfully transitioned from leadership roles in privately owned businesses to senior executive roles in a Tier 1 bank.
Gary Day
VP of Engineering
Gary has over 30 years’ experience in software engineering, 15 years acquired in the financial service industry. More recently, he has focused on utilising cloud technologies to bring increased flexibility of scale, resilience and security to financial services while keeping cost under control and improving operational excellence. He is passionate about all aspects of technology, and on improving and streamlining software engineering processes to enable businesses to derive value from their products at the earliest opportunity while embracing change.
Pegeman Khorsan
Chief Legal &
Regulatory Officer
Pége gained a postgraduate degree in EU Competition Law from King’s College, London then trained as a corporate solicitor in the City. Prior to joining, Pége held Legal Counsel roles at Pay.UK, WorldPay, the Kuoni Group and GTA (a subsidiary of Kuoni) as General Counsel, as well as undertaking a number of legal consulting roles where he specialised in the field of financial technology, digital assets and blockchain.

Dirk Cavens
Chief Product Officer
Dirk is a Financial Market Infrastructure expert with 25+ years' experience in settlement, payment and central clearing institutions including Chief Business Analyst at CLS and advisor on product strategy at LME Clear.   Dirk’s deep expertise across FX Settlement, CCPs, RTGSs, Payment Systems, Risk Management and Collateral & Liquidity Management makes him a sought after speaker and thought leader in the settlement space.   Dirk is an active member of the CPMI task force on cross border payments and has recently authored’s white paper “Cross-border Settlement with Certainty.”

Piers Barton
VP of Product & Client Solutions
Piers has worked in Product for many years, specialising in Payments, Treasury and FX at both JP Morgan and Barclays. He has a track record of successfully bringing greenfield products from concept to market at both GSIB banks and new digital banks. Most recently Piers held the role of International Payments Product Lead at ClearBank, responsible for the vision and delivery of the bank’s new cross-border payments and FX product. Known for his commercial mindset, Piers is focussed on driving transformation in the payments and FX industry, using API-first technologies and straight-through-processing principles of design.

Our Non-Executive Board

Phil Kenworthy, Director
Phil is an expert in Financial Market Infrastructures, Payments and Settlement having worked at the Bank of England, CRESTCo and CLS before becoming CEO of CHAPS. He is now an INED at ClearBank and a Founder and NED at the Digital Pound Foundation.
Nick Ogden, Founder & Director
Nick is one of the most impactful entrepreneurs in the banking, payments and fintech industries. In a career spanning over 40 years, he has founded payment giant WorldPay, as well as challenger bank ClearBank, CashFlows,, Sincerio and most recently
Jim Cowles, Director
Jim is the former CEO for Citi in Europe, Middle East, and Africa (EMEA). He holds directorships with multiple high-growth fintechs.

Dr. Ruth Wandhöfer, Director
Ruth is a NED on the board of PTSB and Aquis Exchange Group, a Visiting Professor at Bayes Business School (formerly CASS), an author and public keynote speaker as well as a Top 10 Global Fintech Influencer. She is a former MD at Citi and holds a PhD in Finance.

Ready to come on board?

We are always wanting to hear from those who are interested in joining our team.

Our Career Champions

Joana Vicente Leal
Head of programme Delivery
The thing I love most is being able to be part of creating something new and innovative with such an amazing team. This is not only great professionally, but it's exciting to know we are playing a key part in something which will ultimately transform liquidity and settlement across the world. It's such a unique opportunity.
My interests: Family, baking and travelling
Simon Chiu
Principal Engineer
It's the most interesting and challenging technical problem I've worked on in my entire career, and the engineering team are really at the heart of solving that problem. We're empowered to choose the right tools and have the autonomy to get on with the job at hand. I'm excited for what lies ahead.
My interests: Cycling, reading and travelling
Jane Mercer
Product Owner
To work on such an ambitious initiative which has the potential to transform the entire international settlement landscape is incredibly exciting. It's great to be challenged by completely new problems to solve, aiming to eliminate perceived limitations based on legacy processes. That, coupled with a tremendous team, is why I'm proud to work at
My interests: Cycling, skiing, hiking, going for breakfast.
Nick Miles
Business Development Europe, Southern Africa & Americas
What makes working for so great? The people and the culture. I'm privileged to work with so many expert colleagues, who are always supportive and generous with their time. We work in a very flat structure and hierarchy, and therefore all have the autonomy to make decisions in our roles, encouraged to challenge the norm, be open and transparent with our feedback, and show a willingness to get involved in multiple workflows and help out where we can.
My interests: Playing golf (very averagely!), spending quality time with the family and dog, and meeting people from all cultures and walks of life.
The Talent Behind the Tech
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